In this guide, you will learn how to earn Loyalty Points through the card-linked offers.
Card-based Offers
If you hold a card with American Express, Bank of America, Citi, Chase, PayPal, US Bank or Wells Fargo, you likely have access to merchant offers. These merchant offers (rebate programs) present targeted offers which you can activate. Offers vary from fixed rates (e.g. $10 back) to dynamic rates (e.g. 5% back).
It’s important to remember that offers are targeted and may not be presented to everyone. The more activity through your cards, the more likely offers appear.
After activating offers, you simply make a purchase at the merchant with the card. The bank tracks the transactions and matches them to the offers you’ve activated.
Note that card-based offers (including SimplyMiles) post separately.
Example
Below is an example of stacking card-based offers with the AAdvantage eShopping portal when using a Citi AAdvantage card:
SimplyMiles Offer
Activate HelloFresh offer for 930 Loyalty Points
Earn 930 Miles & Loyalty Points
Citi Merchant Offers
Activate HelloFresh offer for $10 Cash Back
Earn $10 cash back
AAdvantage eShopping
Click through the AAdvantage eShopping portal for HelloFresh
Earn 4,500 Miles & Loyalty Points
Citi AAdvantage Card
Pay for HelloFresh using your Citi AAdvantage Card for first box total of $47.95
Earn 48 Miles & Loyalty Points (1 mile and 1 loyalty point for every $1 spent)
Total $37.95 after $10 cash back
Earn 5,478 Miles & Loyalty Points
Or in a table summary:
| Activity | Loyalty Points | Cost |
|---|---|---|
| Activate SimplyMiles offer (930 Miles & Loyalty Points) | 930 | - |
| Activate Citi Merchant Offers ($10 cash back on HelloFresh) | - | ($10) |
| Purchase HelloFresh through AAdvantage eShopping | 4,500 | $48 |
| Pay with Citi AAdvantage Card (earns 1 LP for each $1) | 48 | - |
| Total | 5,478 | $38 |
SimplyMiles
How to Earn
SimplyMiles is a card-linked offer program. Begin by signing up for Simply Miles 🔗 using your AAdvantage account. After you join Simply Miles using your AAdvantage account, you navigate to your profile and add your Mastercard credit cards. Be sure to set your email preferences at the bottom of that page.
The Simply Miles program is designed for Mastercard holders. However, you can add non-Mastercard cards through the sister Dining program.
Initial offers through Simply Miles may take at least one week to appear. Once they are loaded in your account, there will be fixed and dynamic merchant offers. You will browse and “Add to card” any offers you want to use. Deals are refreshed weekly (typically on Fridays).
There are two main offer types: flat or dynamic. A flat offer means earning a fixed amount of miles for spending a certain amount (e.g. 1,500 miles on a purchase of $100 or more) and a dynamic offer means you earn a certain amount of miles per dollar spent. If you see a merchant offer which says “4 miles per $1 spent on any purchase” and you spend $25, you would earn 100 AAdvantage Miles and 100 Loyalty Points.
Below is an example of a fixed offer which earns 1,160 miles and 1,160 Loyalty Points on a single purchase of $20 or more.
In the example below, the terms outline details such as how many times the deal can be used or the maximum miles earned.
After the activity is tracked, you will receive an e-mail notifying you of the transaction:
Some of these merchants may also be a part of AAdvantage eShopping which allows you to stack earnings. If you made a purchase through AAdvantage eShopping at the same merchant and made the purchase with a registered card, you would earn points from both programs.
With the merchant in the example above, you would earn 1,160 miles and Loyalty Points from SimplyMiles + 1,200 miles and Loyalty Points from AAdvantage eShopping and up to 2 miles and Loyalty Points per dollar by using a co-branded American Airlines card.
Best Practices
If you have any Mastercard gift cards, you can also add them to your account. SimplyMiles also acts as a card overflow if you wish to add more than 10 cards to AAdvantage Dining.
You are also able to add your partner’s cards to your SimplyMiles accounts. However once added, you will have to contact customer service to have the card removed from your profile.
Read the complete Frequently Asked Questions here.
How long does it take for points to post?
Simply Miles users have reported that it varies significantly. Some earnings are posted the next day, others take a week or two, or longer.
Join the conversation
Join the conversation in our Facebook Group’s Simply Miles chat!